Further help
Free government guidance about pensions
The Pension Service
General Enquiries: 0845 606 0265
www.thepensionservice.gov.uk
PTB1 Pensions: the basics. A guide from the government
PM2 State pensions - Your guide
PM6 Pensions for women - Your guide
PM7 Contracted-out pensions - Your guide
To check your state pension age
www.thepensionservice.gov.uk/state-pension/age-calculator.asp
To get a state pension forecast
Future Pension Centre
Tyneview, Whitely Road, Newcastle upon Tyne NE98 1BA
0845 3000 168
www.thepensionservice.gov.uk/state-pension/forecast/home.asp
To find out about National Insurance contributions
Your local tax office
See phone book under ‘HM Revenue & Customs’.
www.hmrc.gov.uk/individuals/tmanational-insurance.shtml
To find out about your occupational scheme or get a benefit statement
Pension scheme administrator
See scheme literature or notice board at work for contact details. Alternatively, contact your Human Resources department.
To work out how much you might need to save for retirement
Age Concern MoneyTrail
www.ageconcern.org.uk/moneytrail
To check annuity rates
Financial Services Authority compare products
www.moneymadeclear.fsa.gov.uk
Book
The pension handbook
- Jonquil Lowe
Available from bookshops and Which? Books
www.which.co.uk
