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Dealing with bailiffs

Bills1 newPeople run into debt for all sorts of reasons. It can be hard to know what to do about it and tempting to bury your head in the sand. Usually the company, organisation, council or person you owe money to (the law calls them the ‘creditor’) will be willing to negotiate. But if things have gone too far for that, you may find yourself facing a visit from a bailiff.

On the next page you can read what happened to Christine when she found herself face to face with bailiffs on her doorstep. But if you are short of time you can skip this and go straight to the section that is most relevant to you, and come back and read it later.

We will try to explain any technical or unusual language as we go along, but there is also a jargon buster for quick reference at the end – see What does it mean?.

Download this guide as an easy-to-print leaflet - Dealing with bailiffs (1.2 MB)

This guide is for you if you have had, or are expecting, a visit from a bailiff.
It will:

  • Explain what your rights are.
  • Help you stop a bailiff from coming round.
  • Guide you through the process of dealing with a bailiff if they do visit you.
  • Outline the skills and techniques you can use to deal with a bailiff more confidently.

January 2014

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