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Includes how to buy and sell shares and what you should think about before you invest.
Information provided applies to England & Wales
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Stocks and shares ISAs offer the possibility of higher returns than cash ISAs, but only if you're happy to take some risks with your savings. Former Personal Equity Plans (PEPs) were automatically transferred into stocks and shares ISAs.
This leaflet explains what might happen to your entitlement to contribution-based, earnings-related and means-tested state benefits, tax credits and work related payments if you buy shares offered by your employer through a Share Incentive Plan.
If you invest in shares, fixed-interest or investment funds, you are directly investing in businesses. Ethical saving and investing lets you be selective about which firms you wish to help.
