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Debt Advice Foundation can give you free, confidential advice about your debt problems over the phone. Call the Debt Advice Foundation on 0800 043 40 50. Open Monday to Friday 8am – 6pm. 

MoneyHelper has lots of information about managing your money with online tools and a service to find a debt adviser need you. They have lots of different ways for you to get in touch, depending on what suits you best. For more information go to MoneyHelper get in touch.

National Debtline can give you free, confidential advice and information about debt problems via their free helpline. Call the National Debtline on 0808 808 4000. Open Monday to Friday 9am - 8pm, Saturday 9.30am - 1pm. If you are calling from abroad, Call the National Debtline on +44121 227 4780. Calling from abroad is not free of charge. Webchat opening hours are Monday to Friday 9am - 8pm and Saturday 9:30am - 1pm. You can also speak to an adviser via webchat during the same hours.  

StepChange Debt Charity can give you free, confidential advice about debt problems via their free helpline. Call StepChange on 0800 138 1111. Open Monday to Friday 8am – 8pm, Saturday 9am – 2pm. Alternatively, go to the website to access their online debt advice tool, available 24/7, 365 days a year.

Citizens Advice - you can chat online with a specialist debt adviser. They will help you solve your problem or make good progress towards it. Sometimes you might need further help from a local advice centre, if you do they will be able to refer you. 

Don't pay for debt advice

We are aware that there are lots of people on Tiktok and other platforms offering to help you with your debts for a fee. Don't use them - there are plenty of charities that can help you for free. 

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