Are you considering being a guarantor for someone who needs to rent from a private landlord? If you are thinking of doing this, that is very kind. If you agree to it, you will probably be helping someone who wouldn’t otherwise be able to become a private renter. That said, it’s really important to understand your responsibilities or ‘liabilities’ as a guarantor before you commit yourself. The information in this guide applies to England.

Understand how the Personal Independence Payment points system works and what you will need to show so that you get the right amount of benefit if you have a health condition or disability. This information applies in England, Wales, and Scotland. It will also be helpful for claimants in Northern Ireland where the rules are the same but the names of relevant government departments are different.

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